Calculate Your Monthly Payment
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Select a program to apply FHA/VA/USDA rules.
$
20.0% of home price
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%
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Used to estimate potential Year‑2 escrow shock if taxes reset after purchase.
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$
$
Extra payments reduce balance faster and can end PMI sooner.
Total Monthly Payment
$0
Principal & Interest • Tax • Insurance • PMI • HOA
Principal & Interest
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Property Tax
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Insurance
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PMI
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HOA
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Loan Amount
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Principal & Interest
Property Tax
Home Insurance
PMI
Total Interest Paid
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Total Principal + Interest
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Disclaimer: Results shown are estimates for educational purposes only and do not constitute financial, tax, legal, or investment advice. Actual payments vary based on lender, credit score, loan type, and local assessments. Consult a licensed mortgage professional for your specific situation.
Colorado Mortgage Costs at a Glance
Property Tax
0.51%
Nat. Avg: 1.07%
Median Home
$535000
Nat. Avg: $287,000
Avg Insurance
$1680
Nat. Avg: $1,428
Loan Limit
$766,550
Nat. Avg: $766,550
Mortgage Costs by City in Colorado
Denver
~$3,389/mo
Home Price
$560,000
Tax (0.51%)
~$238/mo
Est. P&I (7.1% / 20% down)
~$3,011/mo
Boulder
~$4,722/mo
Home Price
$790,000
Tax (0.51%)
~$335/mo
Est. P&I (7.1% / 20% down)
~$4,247/mo
Colorado Springs
~$2,576/mo
Home Price
$420,000
Tax (0.51%)
~$178/mo
Est. P&I (7.1% / 20% down)
~$2,258/mo
Colorado First-Time Homebuyer Programs
Understanding Property Taxes in Colorado
Colorado has an average property tax rate of 0.51%, which is below the national average of 1.07%.
Frequently Asked Questions
The average property tax rate in Colorado is 0.51%.
The median home price in Colorado is approximately $535,000.
Colorado offers several programs including CHFA First Step Program, CHFA SmartStep Plus.