Calculate monthly mortgage payments in Los Angeles County, CA with local property tax rates built in. See full PITI payment at every rate from 5.5–8%.
Los Angeles County, CA Mortgage Calculator
Est. Monthly Payment — Median Los Angeles County, CA Home
$5,657/mo
$850,000 home · 20% down · 7.0% · 30-yr · includes est. taxes & insurance
Median Home Price
$850,000
Property Tax Rate
1.1%/yr
Income Needed
$242,460/yr
Full Payment Breakdown by Rate (20% down, median price)
Rate
P&I
Est. Tax/mo
Est. Ins/mo
Total PITI
5.5%
$3,861
$779
$354
$4,994
6.0%
$4,077
$779
$354
$5,210
6.5%
$4,298
$779
$354
$5,431
7.0%
$4,524
$779
$354
$5,657
7.5%
$4,755
$779
$354
$5,888
8.0%
$4,990
$779
$354
$6,123
County-Specific Costs:Property Tax: 1.10%/yrTransfer Tax: 0.4%State: California
Los Angeles County, CA Mortgage Calculator
Calculating your mortgage in Los Angeles County requires precise local data. Property taxes in CA can vary dramatically by county, heavily impacting your total monthly payment. We have configured this calculator to help you estimate your exact costs including local escrow requirements.
Whether you are buying a single-family home or a condo in Los Angeles County, remember to factor in potential HOA fees and hazard insurance. Use the advanced options above to tailor the interest rate to what local lenders are currently offering.
Adjust your down payment to see how it shifts your loan-to-value (LTV) ratio and changes your monthly obligations in the Los Angeles County market.
Better Mortgage6.69%
loanDepot6.82%
Chase Home Lending6.78%
Sample rates for illustration. MyMortgageOwl may receive compensation for referrals.
Median price and tax rate are estimates. Actual values vary by neighborhood, property type, and year. Always verify current tax assessments with the Los Angeles County, CA Assessor's office.
Buying a Home in Los Angeles County, CA
LA County is the most populous county in the US. Median home prices have historically run 5–7x the national median. Strong appreciation history but very high price-to-rent ratios.
Cost Breakdown for Los Angeles County, CA Buyers
Median home price: $850,000 (varies widely by neighborhood)
Property tax: ~1.10% of assessed value per year — $779/month on a $850,000 home
To comfortably qualify for a mortgage on a median-priced Los Angeles County, CA home with 20% down at 7%, you'd need a gross household income of approximately $242,460/year — assuming minimal other debts. Use the DTI calculator to model your specific situation.
Use the main mortgage calculator to enter the exact purchase price, your down payment, and the specific CA tax rate for the property you're considering.
Property tax rates in Los Angeles County, CA average approximately 1.10% of assessed value per year, though rates vary by municipality and property type within the county. For precise figures, check the Los Angeles County, CA Assessor or Tax Collector website. Note that assessed value may differ from market value depending on local assessment practices.
Yes. In addition to state-level programs through the California housing finance agency, many counties and cities have their own down payment assistance programs. Check the California programs page for state-level options, and your city's housing department for local programs — these can often be stacked for maximum assistance.
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